Today I went to China Merchants Bank to apply for a salary card (Tier 1 card) with a work certificate, but they still imposed a daily limit of ¥3,000 for the first three months. After three months, I need to visit the bank in person to request a limit increase. This is so frustrating! During the card application process, they aggressively promoted a credit card to me, claiming I could use the credit card for consumption first while repayments would be deducted without any limit…
I can’t help but wonder if the purpose of imposing this limit is to push credit cards on customers?